Supplementary General Terms and Conditions for purchase on account, by installment payment, or SEPA direct debit of Stylemittel GmbH (hereinafter: “We/Our/Us”)
(Version: 26-1-2018)

    General

  1. We offer Our clients the following payment options: “purchase on account” and/or “payment by installment” and/or “SEPA direct debit”. The claim will be ceded to net-m privatbank 1891 AG (hereinafter to be referred to as: “Bank”).

  2. Purchasing on account, payment by installment, or payment via SEPA direct debit are only available to consumers aged 18 years and older. Using this service, they may purchase goods via the Internet and will have to pay for them only after the actual receipt of goods and invoice, or they may make the payment in convenient partial installment, or debit the amount from their account via SEPA direct debit.

  3. The purchase agreement for the goods is exclusively between you and Us. The purchase agreement will be processed according to the agreements that you will make with Us. We specifically remain your contact for general client questions (such as in relation to the goods, delivery terms, shipment), returns, complaints, warranty claims, in the event of a dissolution of the agreement, as well as credit notes. If you choose to purchase on account or for payment by installment or by SEPA direct debit, the following terms apply in addition to the agreements and the General Terms and Conditions to which you will agree with Us in the framework of the purchase agreement.

  4. For the purpose of processing a purchase on account or of payment by installment or by way of SEPA direct debit, we will cede our claim against you for the payment of the purchasing price to the Bank. You are hereby informed of this cession of claim. This qualifies as a notification in the meaning of Section 94 sub 1 of Volume 3 of the Dutch Civil Code. In order to qualify as payments toward the debt, payments must be made exclusively to the Bank into the account given to you for this purpose. Until full payment is made, the goods remain property of the Bank.

  5. payolution GmbH (www.payolution.com) will act on Our behalf as a technical service provider and as evaluator of your credit standing for purposes of purchase on account or payment by installment or via SEPA direct debit.

  6. Payment via SEPA direct debit

  7. To the extent that payment via SEPA direct debit is agreed upon, We will send you an invoice, which is due for payment immediately upon receipt without deduction. The due amount is collected from the specified account by way of SEPA direct debit.

  8. We will inform you of the SEPA direct debit no later than one calendar day before the due date of the SEPA direct debit.

  9. You confirm that you are authorized to issue a SEPA direct debit for the account specified during the ordering process. You are responsible for ensuring coverage of the respective account. If the account does not have the required coverage, any insufficient funds fees and related costs will be charged to your account.

  10. In the event of a cancellation, dissolution, return, or complaints We request that you not revoke the SEPA direct debit, in order to avoid unnecessary operations and costs. The amount due for refunding to you will be credited back to the account from which it was collected by means of the SEPA direct debit, or a credit note will be issued, if such is agreed between you and Us.

  11. With your order and the acceptance of these terms, you will issue the following SEPA direct debit with the following content, to:

    • net-m privatbank 1891 AG

    • creditor identification no: DE62POL00000009232

    • You will be notified of the order reference number separately

    SEPA direct debit

    I hereby authorize net-m privatbank 1891 AG to collect payments from my account via direct debit.

    At the same time, I order my credit institution to make the payments debited by net-m privatbank 1891 AG from my account.

    Instruction: I may claim a refund of the deducted amount within eight weeks from the day on which it was collected. This is subject to the terms agreed-upon between myself and my credit institution.

    • Instruction: I may claim a refund of the deducted amount within eight weeks from the day on which it was collected. This is subject to the terms agreed-upon between myself and my credit institution.

    • IBAN: as specified during the ordering process

    • Date of your order

  12. Payment options and interest rate

  13. When paying for a purchase by installment, you will be informed in our data entry print or in another suitable electronic medium and in an information subsequently given to you for your records about all essential contract terms in the meaning of the precontractual disclosure obligations of directive 2008/48/EC on consumer credit contracts. This information will be provided to you supplementarily, after the signing of the contract, and no later than with the delivery of the goods, in a storable electronic form or in writing.

  14. When paying for a purchase by installment, you will be informed in our data entry print or in another suitable electronic medium and in an information subsequently given to you for your records about all essential contract terms in the meaning of the precontractual disclosure obligations of directive 2008/48/EC on consumer credit contracts. This information will be provided to you supplementarily, after the signing of the contract, and no later than with the delivery of the goods, in a storable electronic form or in writing.

  15. Cancellation and early repayment

  16. An early cancellation of an existing agreement about payment by installment is possible by way of an early repayment: You are entitled to pay back the credited amount before the scheduled payment date, in part or in its entirety, at any time. In the event of early repayment, the interest owed by you decreases in proportion to the reduced outstanding claim and the resulting shorter contract duration; duration-dependent costs are reduced proportionally as well.

  17. Warning: Consequences of failure to make payments

  18. For delayed payments, whether for purchase on account, of payment installment, or payment via SEPA direct debit, arrears interest accrues at an agreed-upon rate, as do expenses relating to respective payment demand notices. In the event of an unsuccessful collection, the Bank may transfer an open claim to a collections agency for processing. In that event, costs may accrue to you relating to the collection by the agency, as well as possible attorney fees.

  19. We hereby inform you that in case of payment by installment, if a due payment is not made, the Bank to which We ceded the claim to the purchasing price is entitled to terminate the agreement on payment by installment prematurely after the sending of a written notice of default and the setting of a time limit, upon which the entire amount still open becomes due for payment immediately.

  20. Applicable law and locus of jurisdiction

  21. The place in which all transactions are executed is the place where the business is established or has its seat of business, to the extent that this is legally permitted. The contract, order, and transaction language is Dutch.

  22. The contractual relationship entered into between you and Us is exclusively subject to Dutch law. Any disputes following from the contract with you must be submitted to the competent court of your place of residence. No out-of-court complaints or arbitration procedure for legal disputes relating to this contractual relationship has been agreed upon. To the extent that a stipulation in these General Terms and Conditions should not be legally valid, this shall not affect the legal validity of the other stipulations of these General Terms and Conditions.

Additional notes on the Privacy Notice for purchase on account, by installment and by SEPA direct debit for Stylemittel GmbH (hereinafter: "we")
(Version: 08-05-2018)
  1. By choosing to pay by purchase on account, by installment, or by SEPA direct debit, you confirm your consent to the Privacy terms of payolution and the processing of your personal data. These provisions are provided to you again below for information purposes only.

  2. When choosing to pay on account or by installment or by SEPA direct debit, personal information required to process these payment methods (first name, surname, address, e-mail, telephone number, date of birth, IP address, gender) along with the data required to process the transaction (item, invoice amount, interest, installment, due dates, total amount, invoice number, taxes, currency, order date and time of order) will be shared with payolution for the purpose of undertaking risk assessments to meet its regulatory obligations.

  3. In order to verify the identity and/or solvency of the customer, queries and information requests will be shared with publicly accessible databases and credit agencies. Information and, if necessary, credit information on the basis of statistical methods can be requested from the following providers:

    payolution is also entitled to store, process, use and transmit to the above-mentioned reporting agencies data on any conduct that is in breach of contract (e.g. undisputed outstanding claims).

  4. We are legally required to verify your credit worthiness under the provisions of the Civil Code on funding assistance between merchants and consumers.

  5. In the event of a purchase on account or by installment or by SEPA direct debit, we will transmit data regarding the details of this installment business transaction (your personal details, purchase price, term of the installment business transaction, start of installment) and the contract terms (e.g. repayment in advance, extension of contract term, repayments made) to payolution GmbH. After assigning the purchase price claim, the Bank to which the claim is assigned will undertake the data transmissions mentioned. We and/or the Bank to which the purchase price claim is assigned shall also report data on events contrary to the contract (e.g. termination of the installment business transaction, enforcement measures) to payolution GmbH. In accordance with data protection provisions, these reports may only be made if this is required to safeguard legitimate interests of the contract partners of payolution GmbH or of the general public and your legitimate interests are not compromised thereby. payolution GmbH shall store the data in order to be able to provide its contract partners, who provide payment by installment and other loan arrangements to consumers on a professional basis, with information to assess the creditworthiness of customers. Companies collecting debts on a commercial basis and which are bound to payolution GmbH by contract may be provided with address information for the purpose of tracing debtors. payolution GmbH shall only provide its contract partners with data if they credibly have a legitimate interest in the data transmission. payolution GmbH shall only transmit objective data without specification to the Bank. Subjective value assessments and personal income and asset information is not contained in information provided to payolution GmbH.

  6. You can withdraw your agreement to having your data processed for the order at any time. The above-mentioned statutory obligations to verify your creditworthiness shall remain unaffected from any such revocation.

  7. You are obliged to provide us only with true and correct information.

  8. Further information about the processing of your personal data can be found in the full Privacy Policy can be found at: https://www.paysafe.com/legal-and-compliance/privacy-policy/

  9. You can also contact the Paysafe Group Privacy Officer at:

    datenschutz@payolution.com
    payolution GmbH
    Am Euro Platz 2
    1120 Vienna
    Data Processing Register Code (DVR): 4008655